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A Survey of Cambodian Households in Rural Villages: An assessment of Living Standards using Kakeibo and its Impact as a Financial Education Tool
https://doi.org/10.18884/0002000056
https://doi.org/10.18884/000200005614e2eaa1-7b48-4bea-9317-62cfe75d6c77
| 名前 / ファイル | ライセンス | アクション |
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SurveyofCambodianHouseholds_Aiba_Noguchi.pdf (4.9 MB)
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| Item type | その他 / Others(1) | |||||
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| 公開日 | 2024-03-18 | |||||
| タイトル | ||||||
| タイトル | A Survey of Cambodian Households in Rural Villages: An assessment of Living Standards using Kakeibo and its Impact as a Financial Education Tool | |||||
| 言語 | en | |||||
| 言語 | ||||||
| 言語 | eng | |||||
| 資源タイプ | ||||||
| 資源タイプ識別子 | http://purl.org/coar/resource_type/c_18ws | |||||
| 資源タイプ | research report | |||||
| ID登録 | ||||||
| ID登録 | 10.18884/0002000056 | |||||
| ID登録タイプ | JaLC | |||||
| 著者 |
Aiba, Daiju
× Aiba, Daiju× Noguchi, Yoshinari |
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| 抄録 | ||||||
| 内容記述タイプ | Abstract | |||||
| 内容記述 | Kakeibo is the Japanese way of household bookkeeping for saving money efficiently. In the literature of economic studies, the method is also referred to as keeping financial diaries and has been increasingly used for collecting high-frequency data for household cash flows. We introduced the Kakeibo approach into Cambodian rural households from October 2021 to October 2022. The objectives of our study are two-folded: capturing detailed information on income sources, expenses, savings, and borrowing patterns of households over a specific period, and assessing the impacts of keeping the Kakeibo on financial literacy and behavior of rural households. As results of analyses, ceremony expenses, such as expenses for weddings and funeral, constitute a significant portion of total expenses, and those expenses are primarily financed through gift income. In addition, wealthier households tend to rely more on borrowing, while lower-income households often rely on remittances. Furthermore, the diversification of income sources often leads to more stable household income patterns over time. However, it’s important to note that many households still face vulnerability, as their income and expenses may temporarily fall below the poverty line at certain periods. Regarding the impact of the Kakeibo, we found that maintaining a record of cash flows has enhanced financial literacy and financial behavior for the households who participated in the Kakeibo program. However, the positive effects were predominantly observed among households with higher levels of education or income. This study provides crucial evidence for gaining insights into the economic realities of rural communities in Cambodia and can be used to develop effective policies and interventions aimed at improving their well-being and financial resilience. | |||||
| 言語 | en | |||||
| bibliographic_information |
p. 1-86, ページ数 92, 発行日 2024-03-18 |
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| 出版者 | ||||||
| 出版者 | JICA Ogata Sadako Research Institute for Peace and Development | |||||
| 言語 | en | |||||
| ISBN | ||||||
| 関連タイプ | isIdenticalTo | |||||
| 識別子タイプ | ISBN | |||||
| 関連識別子 | 978-4-86357-105-1 | |||||
