{"created":"2025-03-11T06:05:01.766277+00:00","id":2000079,"links":{},"metadata":{"_buckets":{"deposit":"ac367d99-d622-46a1-b96b-ea4fab5750d2"},"_deposit":{"created_by":18,"id":"2000079","owner":"18","owners":[18],"pid":{"revision_id":0,"type":"depid","value":"2000079"},"status":"published"},"_oai":{"id":"oai:jicari.repo.nii.ac.jp:02000079","sets":["679"]},"author_link":[],"control_number":"2000079","item_10002_biblio_info_7":{"attribute_name":"bibliographic_information","attribute_value_mlt":[{"bibliographicIssueNumber":"Discussion Paper No. 26","bibliographicNumberOfPages":"35","bibliographicPageEnd":"33","bibliographicPageStart":"1","bibliographicVolumeNumber":"Discussion Paper"}]},"item_10002_description_5":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"This study explores the factors affecting the financial situation of overseas Filipino workers (OFWs), using survey data from 313 OFWs in two rural areas of the Philippines: Dingras and Bansalan. A multinomial logistic regression model was employed to analyze the influence of various aspects, including mental accounting, self-control, human capital, remittance behavior, and financial literacy, on the balance between income and expenditure. The findings indicate that higher education, long-term future orientation, and enhanced self-control contribute positively to better financial management, while participation in financial literacy programs, the presence of loans, and high personal expenditures are associated with poorer financial outcomes. The study introduces a novel method for measuring self-control among OFWs through a hypothetical scenario involving Jollibee, a popular fast-food chain in the Philippines. The paper concludes with policy recommendations to improve financial literacy, loan management, and spending habits, thereby enhancing the financial well-being of OFWs and their families.","subitem_description_type":"Abstract"},{"subitem_description":"本研究は、フィリピンの2つの農村地域であるディングラスとバンサラン出身の313名の海外フィリピン労働者（OFWs）に対する調査データを用いて、彼らの財政状況に影響を与える要因を探求する。メンタル・アカウンティング、自己制御、人的資本、送金行動、金融リテラシーといった様々な側面が収入と支出のバランスに及ぼす影響を分析するために、多項ロジスティック回帰モデルを採用した。分析の結果、高等教育、長期的な未来志向、強化された自己制御が良好な財務管理に寄与した可能性がある一方で、金融リテラシープログラムへの参加、借入の存在、高額な個人支出が財政の悪化と関連している可能性があることが明らかになった。また、フィリピンで人気のファストフードチェーン「ジョリビー」を用いた仮想シナリオを通じて、OFWsの自己制御レベルを測定する新たな手法を提案している。最後に、本研究はOFWsおよびその家族のファイナンシャル・ウェルビーイングを向上させるための政策的提言を行っている。","subitem_description_type":"Abstract"}]},"item_10002_publisher_8":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"JICA Ogata Sadako Research Institute/緒方貞子平和開発研究所"}]},"item_access_right":{"attribute_name":"アクセス権","attribute_value_mlt":[{"subitem_access_right":"open access","subitem_access_right_uri":"http://purl.org/coar/access_right/c_abf2"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"MURATA, Akira"}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_access","date":[{"dateType":"Available","dateValue":"2024-10-01"}],"filename":"Discussion Paper No26.pdf","filesize":[{"value":"680 KB"}],"format":"application/pdf","mimetype":"application/pdf","url":{"url":"https://jicari.repo.nii.ac.jp/record/2000079/files/Discussion Paper No26.pdf"},"version_id":"94fa9ff2-478b-4648-9f73-d113c93b966c"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"Overseas Filipino Workers, Mental Accounting, Financial literacy, Remittance  Behavior"},{"subitem_subject":"海外出稼ぎフィリピン労働者、財政状況、メンタルアカウンティング、　金融リテラシー、送金行動"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"eng"}]},"item_resource_type":{"attribute_name":"item_resource_type","attribute_value_mlt":[{"resourcetype":"departmental bulletin paper","resourceuri":"http://purl.org/coar/resource_type/c_6501"}]},"item_title":"How Mental Accounting, and Financial Literacy Shape the Financial Situation of Overseas Filipino Workers (OFWs): A Multinomial Logistic Regression Study","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"How Mental Accounting, and Financial Literacy Shape the Financial Situation of Overseas Filipino Workers (OFWs): A Multinomial Logistic Regression Study","subitem_title_language":"en"}]},"item_type_id":"10002","owner":"18","path":["679","710"],"pubdate":{"attribute_name":"公開日","attribute_value":"2024-10-01"},"publish_date":"2024-10-01","publish_status":"0","recid":"2000079","relation_version_is_last":true,"title":["How Mental Accounting, and Financial Literacy Shape the Financial Situation of Overseas Filipino Workers (OFWs): A Multinomial Logistic Regression Study"],"weko_creator_id":"18","weko_shared_id":-1},"updated":"2025-03-11T06:31:36.317462+00:00"}